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Take a look at the list below for additional liability coverages that are often available, and not included in the General Liability Policy.

 

Professional Liability Insurance (Errors & Omissions)

Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. We recommend that all professionals and companies that provide advice or services have E&O coverage.

Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, we recommend considering this type of coverage.

Directors and Officers Insurance (D&O)

D&O covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.

To find out more about these, as well as other products and services, call us at 800-822-3694 and we’ll help make sure you’re properly protected.

Let us be your trusted advisor on liability exposures.

Related Products & Solutions

Commercial Auto

Insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury, liability and property damage while operating a company automobile.

Commercial Umbrella

When a catastrophic liability loss occurs, an umbrella insurance policy extends liability coverage for an additional layer of insurance to further protect business assets.

Commercial Property

One of the most common types of business insurance, commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, windstorm and other disasters are examples of what is typically covered.