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Most Commercial Insurance Lines Seeing Increases
A new report by Willis Towers Watson predicts that most commercial insurance lines will see increases in 2020 as the market continues to harden almost across the board, with the only exception being workers’ compensation. Overall, 19 commercial lines are expected to...
How to Avoid Running Afoul of Wage and Hour Laws
With increases in litigation and federal and state enforcement of wage and hour laws, employers should make sure they comply with laws at both the federal and state levels. All businesses should conduct periodic self-audits addressing the various wage and hour issues...
Car Crashes a Leading Cause of High-severity Claims
Traffic accidents continue to be one of the leading causes of high-severity workers’ comp claims, according to research. The National Council on Compensation Insurance found in a study that the cost of workers’ comp claims for accidents involving motor vehicles was...
Happy New Year! We wish you all a HAPPY and HEALTHY 2020!
Coverage Gap Concerns as Cyber Threat Grows
Small and mid-sized businesses are increasingly bearing the burden of cyber threats, as criminals consider them low-hanging fruits that often do not have the resources in place to mount a strong defense. A severe attack on a small company can incapacitate its ability...
Safety Tips That You May Not Have Considered
As the New Year gets underway, now would be a good time to double down on your workplace safety efforts to see if there are any areas that you may be overlooking. While your safety regimen may be top notch, there is always room for improvement and you can consider...
Happy Holidays!
Happy Holidays. Wishing you every happiness this holiday season and throughout the coming year.
Top 10 Laws and Regulations Affecting Employers in 2020 (Part II)
6. Return of the individual mandate A new law brings back the individual mandate requiring Californians at least to secure health insurance coverage or face tax penalties. This comes after the penalties for not abiding by the Affordable Care Act’s individual mandate...
Top 10 Laws and Regulations for 2020
The new decade is starting off with a massive swell of important new laws and regulations that will affect California businesses. There are so many new laws and regulations that companies have to be on their toes especially at the start of 2020 to get their bearings....
Commercial Crime Policies Cover Some Cyber Crimes
In some instances, a commercial crime insurance policy may offer coverage for money a company loses due to a cyber attack, a court has ruled. The 11th U.S. Circuit Court of Appeals in Atlanta has ruled that an insurer must indemnify a policyholder that was scammed out...