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Most Disaster-hit Firms Have Wrong Type of Insurance
A new report by four Federal Reserve Banks found that small businesses affected by large disasters had failed to secure the right type of insurance, and that there was a mismatch between damages suffered and their insurance coverage. While some businesses suffered...
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Preventing Warehouse and Factory Fires
One of the biggest risks to warehouses and production facilities is fires, which can spread rapidly in these environments. Facilities that are most at risk are those that have high ceilings, large footprints and hold large quantities of inventory that is stored close...
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Workers Who File Claims More Likely to File Subsequent Ones
A new study has found that people who have had workers’ comp claims in the past are more likely to file future claims compared to those who have never suffered an on-the-job injury. The study – the subject of an article published in the Journal of Occupational and...
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Settling Claims on Your Own Risks Voiding Your Policy
While your insurer has the responsibility to investigate and pay claims made on your firm’s commercial general liability policy, you also have responsibilities to ensure your claim is paid. Two of the key parts of your responsibilities are: Notifying your insurer of...
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When the Customer Is Sexually Harassing One of Your Employees
Society has become increasingly aware of the problem of sexual harassment in the workplace. Several high-profile offenders have seen their careers harmed or ended. Employers are beginning to realize the harm this behavior among employees can cause. However, the...
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Keep Injured Workers in the Loop to Reduce Claims Costs
One perennial topic in workplace safety is how to get injured workers back on the job as quickly as possible, and when it is safe to do so. The key, experts say, is to help the injured employee better engage in the workers’ comp system, so they have a better...
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Why Businesses Need Product Liability, Recall and Contamination Insurance
Companies that design or sell tangible items should consider product liability insurance. Anything from foam slippers to boxed macaroni can be manufactured incorrectly enough to result in lawsuits. Some food products become contaminated and make people sick. Other...
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How to Prevent Violence in the Workplace
Workplace violence is a major problem in the United States. People are hurt or killed every month by co-workers or patrons. While it is not as common a problem as sexual harassment or discrimination, workplace violence is preventable if certain measures are taken to...
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Gender Wage Discrimination Lawsuits Heat up with #EqualPayNow
While the #MeToo movement has spurred a new wave of sexual harassment lawsuits in organizations throughout the country, there is a parallel trend that is also gaining a foothold: unequal pay lawsuits based on gender or race. Corporate defense lawyers have expressed...
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OSHA Goes Back More Than Five Years for Repeat Violations
OSHA can look beyond five years to assess “repeat violations” when considering the penalties against an employer for breaching workplace safety regulations, a U.S. appellate court has ruled. Repeat violations can be assessed at 10 times the amount of a safety...
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